Medical insurance
Health insurance abroad
Health insurance abroad
The international insurance policy helps to solve any health problems that may occur during the trip, as well as to avoid unforeseen additional expenses.
. You have planned the holiday down to the last detail but everything can be turned upside down in a few seconds, as you never know how your body will react to the specific conditions of climate, temperature, gastronomic peculiarities of the state visited. Whether it's a family outing, a business trip, or work abroad, health insurance guarantees you free access to health care in the event of an accident, illness, or other situation that could affect your health.
The main insured events are:
sudden acute illness;
bodily injuries and health disorders resulting from an accident;
death of the insured as a result of a sudden illness or accident.
If such an emergency arises, you can better focus on resolving it without worrying about your budget. In addition, travel insurance has a low price for the risks it covers. Expenses for medical services abroad can be hundreds of times higher than the cost of a medical policy that covers all these interventions free of charge. In the case of serious emergencies, with surgery for example, the costs can exceed as much as 50,000 Euros in Europe. Insurance experts at Groupama say that in the United States and Canada, health care costs twice as much as in Europe.
COVID-19
Many people, unfortunately, mistakenly think that insurance is a waste of money.
But in the current context, when there is a worldwide pandemic, you don't even know where the danger comes from.
Getting sick with the new type of coronavirus means not only a danger to your health, but also to the budget of each of us.
There is no risk in such things. Especially since there is the option to take care of your own quietly and not always imagine terrible scenarios about what can happen to you and your family. Even if you are planning a trip abroad, when this opportunity arises when you are still at home, think carefully and consider all the risks of the trip.
Why us
BENEFITS
FAQ
Medical insurance is an optional insurance aimed at protecting the insured person during his stay abroad. Regardless of the purpose of the trip, whether it is a holiday, business, service or sports, the health insurance policy covers a number of situations that may arise during the trip.
In order to take out a health insurance policy, it is necessary to indicate in the form the personal code or the sending of passport pictures, all the data are confidential.
Health insurance risks vary from company to company, but the travel health insurance policy usually covers expenses related to examination and diagnosis, drug treatment, dental emergencies or premature births, including transportation to the medical institution with the ambulance.
The period of validity is indicated in the travel health insurance policy. You can take out a travel medical policy for a minimum of 5 days.
Home insurance is not a fixed product, each contract is discussed individually and the price of the insurance premium is set depending on the risks covered, the value of the property, the insured objects (fixed assets, finishing elements, movable property, etc.). But on the Moldovan market there are two products most frequently requested by customers:
a. Real estate insurance for mortgage credit, the beneficiary being the creditor, this type of insurance has minimal coverage and ensures the integrity of the insured object without goods and finishing materials. The insurance premium is on average from 0.05% to 0.30% of the value of the property;